What would the process be like?

Once money is allocated to a project, a monthly or quarterly sum will be made to the investor. A loan is made to the end user with a lien attached to the house. The term of the loans will be for 20 years, providing a good income stream returning 5% to the investor.

What happens if I need to get my money out?

Should the investors need to get their money out of a loan it should take as little as a month to replace it with another investors money.

What if the homeowner sells the house?

As most homes are not owned for twenty years by the same family, the loans will either be paid off at the closing table, or assigned to the new owner.

We want to hear from you

Please call or email

info@chicagoenergyfund.com

312-543-2481

How does this program work?

The Chicago Energy Fund is a matchmaker. We take investment funds from the general public and match them to homeowners who want to install green energy systems. This is done by creating a loan that is tied to the borrowers home or building.

How do I make money doing this program?

With the interest paid by the borrower, investors can make a good return on their money while doing a concrete good.

Is this a safe way to make money?

No investment is absolutely safe.  That is why we pay a good return of 5%.  However, safety for the investor is provided by placing a lien on the home, think of this like a second mortgage. This lien attaches to the house, and puts a cloud on the title. This cloud ensures that the homeowner can not sell the house without paying the loan off, or getting the new home buyer to take over, or assume, the loan.

How many investments are there in the world that can claim the distinction of a good return and also have a feel good quality?

How do I know that the borrower will have the money to repay the loan?

To cover the cost of the new loan that the borrower takes out for their green equipment, their monthly utility payments should decrease to balance out the new monthly costs associated with the loan. The goal is to cover the monthly loan payment amount with savings from utility bills.